Expiration of the certificate of capital  

1. The use of the Certificate of Capital is only valid once. 

2. It is strictly prohibited to reuse the Certificate of Capital for backing up other transactions (doubling/duplicating), whether it be with or without permission from the trusted users or re- use for other program financing (which do not comply with the memorandum of understanding (MOU) and the memorandum of agreement (MOA). 

3. The serial number of the Certificate of Capital must be put into the MOU and MOA by parties, the representatives of The Collateral House and the executor of the program or business. 

4. When there is lack /shortage of or need for additional capital after the implementation of the contents of the MOU and MOA, then both parties may apply for an additional Certificate of Capital to The Collateral House and add it to the documentation agreed upon. 

5. Any application for an additional Certificate of Capital must be joined with a letter from the handling bank that confirming the lack or need of capital.  

Sanctions of abuse 

1. When the users of the Certificate of Capital deliberately do abuse (do not match with MOU and MOA), all consequences of applicable law become their own responsibilities and they release The Collateral House and its representatives from the consequences of all possible prosecutions against the law implemented to them. 

2. The Collateral House will impose a sanction to the user of the Certificate of Capital above by cancelling all agreements (MOU and MOA) and revoking the Certificate of Capital through a cancellation notice to the handling bank.

3. The users will be blacklisted by the Collateral House and its representatives will copy the decision to handling bank and the law enforcement authorities in each country.  

Applicable Criteria for selecting potential entrepreneurs 

1. Site visit survey to analyze the feasibility criteria of potential entrepreneurs. 

2. Surveying the programs or projects to clarify legitimacy and potential with on-the-spot checks. 

3. Surveying to clarify the handling bank actions to ensure the financing process. 

4. Surveys are carried out by representatives of The Collateral House, or a party appointed/designated by The Collateral House.